TERMS OF USE

 

H&M Insurance invites you to view and use all of the content (including without limitation text, graphics, software, audio and video files and photos) of this website for your informational, non-commercial use. You may not store, modify, reproduce, transmit or distribute any portion of the content on this website, or the design or layout of this website or individual sections of it, in any form or media. The commercial use, reproduction, transmission or distribution of any information, software or other material available through this website without the prior written consent of H&M Insurance is strictly prohibited.

You understand that H&M Insurance may, at any time, for any reason and without notice, discontinue, change or restrict your use of this website and make changes in the products and/or services described in this website.

By using this website, you represent that you are at least 18 years old and are a United States resident. If you are under 18 or not a U.S. resident, do not use this website.