PRIVACY POLICY

 

At H&M Insurance, we are strongly committed to protecting your privacy. To serve as your state-licensed insurance agent, we will ask you to provide us with personal information about you. We only use your personal information to help you find and, if you choose to do so, apply for health insurance and complementary products that may be of interest to you and your family.

You can find out more about our commitment to privacy and how your personal information is collected and used in the Privacy Policy below.

H&M Insurance's Privacy Policy

This H&M Insurance Privacy Policy discloses the information privacy practices for the website you are currently visiting.

Throughout the policy, we refer to information that can identify you as a specific individual, such as your name, phone number, email address, Social Security number or credit card number, as “personal information”. Further, personal information includes any information involving your health or medical history.

We do not sell, trade or give away your personal information to anyone.

We do not disclose your personal information to third parties, unless one of the following limited exceptions applies.

• Insurance Companies and Licensed Agents. If you submit an application for an insurance product offered by us, then we will disclose your personal information to your chosen insurance company to process your application. If you submit an application for an insurance product offered through an insurance agent or agency with whom we have associated, then we may disclose your personal information to that agent or agency to process your requested quote or application. Please be assured that the agent only uses your personal information to process your requested quote or application and will maintain strict confidentiality.
  
• Service Providers. We may disclose your personal information to other companies that help us process or service your insurance application or correspond with you. For example, we may provide your personal information to a service provider to verify the validity or credit limit of your credit card. Please be assured that the companies we hire to process or service your insurance application or correspond with you are not allowed to use your personal information for their own purposes and will maintain strict confidentiality.
  
• Legal Obligations. We may disclose or report your personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.

Outside of these exceptions, we will not share your personal information with third parties.

We collect personal information in the normal course of business in order to process your insurance application and to serve you better.

• Providing you with a quote or processing your application. We may use your personal information to get in touch with you when necessary to process your application or to provide you with a quote. For example, contact will be made throughout the application process to inform you of the status of your application and to seek additional information that is requested as part of the application.

We continue to evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up to date.

• If you want to correct or update your contact information, you may contact us by email, mail, or telephone.
  
• Please note that once your application has been submitted to your chosen health insurance company, you may have to contact the insurance company directly to update your application.

We are available to answer any questions you may have about our privacy policy or our information privacy practices.

If you have any questions, please feel free to contact us by email, mail, or telephone