Boat owners insurance can protect you against most risks of owning and operating your boat, motor, and trailer. It can also protect you against liability lawsuits, should you injure someone with your boat or damage their property.
Property Coverage insures your boat equipment against accidents, theft, vandalism, and natural disasters. Protect your boat, motor and trailer while boating, launching, hauling, or storing your watercraft. We can also provide coverage for your boat while it's being operated by an authorized user. For partial losses, repairs to your property are covered, less the deductible that you choose.
Liability coverage offers protection in case you or a member of your household accidentally injures another person in a boating accident. Select the coverage limit that best suits your needs.
Watercraft liability coverage provides protection for legal liability because of an accident resulting from the ownership, maintenance, or use of your watercraft.
Property damage liability provides coverage if you physically damage to boat.
Watercraft medical payments coverage pays medical expenses up to the limits in the policy for you, your household, and other occupants of the boat injured by an accident arising out of the ownership, maintenance, or use of your watercraft.
Newly acquired watercraft covers your newly acquired watercraft for damage caused by an insured loss.
Reasonable repairs insurance covers repairs to protect your covered property from further damage.
Emergency service helps to pay for reasonable costs that you incur resulting from specified emergency services to your boat, motor, or boat trailer.
Wreck removal pays the reasonable expenses you incur for any attempted or actual raising, removal or destruction of the wreck of your watercraft.